My 12-Year Journey: Building Retirement with Crypto
In 2025 I started an experiment: Can you build a retirement fund through systematic cryptocurrency investing? Below is my real portfolio - every coin, every transaction, every dollar invested.
Traditional retirement accounts weren't giving me the returns I hoped for. Cryptocurrency promised something different - high risk, yes, but also potentially life-changing returns. So I decided to document the entire journey publicly, buying crypto consistently month after month, regardless of market conditions.
📈 Portfolio ROI Performance
Current ROI
-24.29%
Peak ROI
+50.74%
Aug 14, 2025 05:37
Lowest ROI
-35.19%
Feb 06, 2026 01:22
Show P/L Zones
Portfolio Value
$5,936.35
Invested$7,841.26
Cost Basis$7,886.39
Total P/L
-$1,904.91
▼ -24.29%
vs Invested Capital
Unrealized P/L
-$1,950.04
-24.73%
vs Cost Basis ✓
Realized P/L
+$0.00
No sales yet
From completed sales
Live prices
(1.9m ago)
| Coin | Quantity | Avg Price | Current Price | Cost | Value | P/L | % |
|---|---|---|---|---|---|---|---|
Bitcoin
BTC
|
0.048269 | $90,676.27 | $68,333.00 | $4,376.81 | $3,298.33 | -$1,078.48 -24.64% | 55.56% |
Ethereum
ETH
|
0.73055 | $2,398.19 | $1,969.61 | $1,752.00 | $1,438.90 | -$313.10 -17.87% | 24.24% |
Chainlink
LINK
|
37.71 | $15.98 | $8.82 | $602.69 | $332.62 | -$270.07 -44.81% | 5.60% |
Hedera Hashgraph
HEDER
|
1,613.08 | $0.210589 | $0.100574 | $339.70 | $162.23 | -$177.46 -52.24% | 2.73% |
Ondo Finance
ONDO
|
144.55 | $1.04 | $0.274512 | $149.99 | $39.68 | -$110.31 -73.54% | 0.67% |
USD Coin
USDC
|
647.98 | $1.00 | $1.00 | $648.31 | $647.91 | -$0.395387 -0.06% | 10.91% |
Tether
USDT
|
16.68 | $1.01 | $1.00 | $16.89 | $16.67 | -$0.224685 -1.33% | 0.28% |
| Total | $7,886.39 | $5,936.35 | -$1,950.04 -24.73% | 100% | |||