My 12-Year Journey: Building Retirement with Crypto
In 2025 I started an experiment: Can you build a retirement fund through systematic cryptocurrency investing? Below is my real portfolio - every coin, every transaction, every dollar invested.
Traditional retirement accounts weren't giving me the returns I hoped for. Cryptocurrency promised something different - high risk, yes, but also potentially life-changing returns. So I decided to document the entire journey publicly, buying crypto consistently month after month, regardless of market conditions.
📈 Portfolio ROI Performance
Current ROI
-13.02%
Peak ROI
+50.74%
Aug 14, 2025 05:37
Lowest ROI
-35.19%
Feb 06, 2026 01:22
Show P/L Zones
Portfolio Value
$7,050.42
Invested$8,132.40
Cost Basis$8,177.58
Total P/L
-$1,081.98
â–¼ -13.30%
vs Invested Capital
Unrealized P/L
-$1,127.17
-13.78%
vs Cost Basis ✓
Realized P/L
+$0.00
No sales yet
From completed sales
Live prices
(0m ago)
| Coin | Quantity | Avg Price | Current Price | Cost | Value | P/L | % |
|---|---|---|---|---|---|---|---|
Bitcoin
BTC
|
0.056643 | $87,087.07 | $76,524.00 | $4,932.83 | $4,334.51 | -$598.32 -12.13% | 61.48% |
Ethereum
ETH
|
0.73055 | $2,398.19 | $2,409.55 | $1,752.00 | $1,760.30 | +$8.30 +0.47% | 24.97% |
Chainlink
LINK
|
37.71 | $15.98 | $9.72 | $602.69 | $366.56 | -$236.13 -39.18% | 5.20% |
Hedera Hashgraph
HEDER
|
1,613.08 | $0.210589 | $0.093 | $339.70 | $149.97 | -$189.72 -55.85% | 2.13% |
Ondo Finance
ONDO
|
144.55 | $1.04 | $0.272085 | $149.99 | $39.33 | -$110.66 -73.78% | 0.56% |
USD Coin
USDC
|
383.11 | $1.00 | $1.00 | $383.48 | $383.07 | -$0.415278 -0.11% | 5.43% |
Tether
USDT
|
16.68 | $1.01 | $1.00 | $16.89 | $16.68 | -$0.217615 -1.29% | 0.24% |
| Total | $8,177.58 | $7,050.42 | -$1,127.17 -13.78% | 100% | |||