My 12-Year Journey: Building Retirement with Crypto
In 2025 I started an experiment: Can you build a retirement fund through systematic cryptocurrency investing? Below is my real portfolio - every coin, every transaction, every dollar invested.
Traditional retirement accounts weren't giving me the returns I hoped for. Cryptocurrency promised something different - high risk, yes, but also potentially life-changing returns. So I decided to document the entire journey publicly, buying crypto consistently month after month, regardless of market conditions.
📈 Portfolio ROI Performance
Current ROI
-19.86%
Peak ROI
+50.74%
Aug 14, 2025 05:37
Lowest ROI
-35.19%
Feb 06, 2026 01:22
Show P/L Zones
Portfolio Value
$6,525.43
Invested$8,132.40
Cost Basis$8,177.56
Total P/L
-$1,606.97
▼ -19.76%
vs Invested Capital
Unrealized P/L
-$1,652.13
-20.20%
vs Cost Basis ✓
Realized P/L
+$0.00
No sales yet
From completed sales
Live prices
| Coin | Quantity | Avg Price | Current Price | Cost | Value | P/L | % |
|---|---|---|---|---|---|---|---|
Bitcoin
BTC
|
0.055129 | $87,665.72 | $71,032.00 | $4,832.88 | $3,915.89 | -$916.99 -18.97% | 60.01% |
Ethereum
ETH
|
0.73055 | $2,398.19 | $2,154.80 | $1,752.00 | $1,574.19 | -$177.81 -10.15% | 24.12% |
Chainlink
LINK
|
37.71 | $15.98 | $9.20 | $602.69 | $346.95 | -$255.74 -42.43% | 5.32% |
Hedera Hashgraph
HEDER
|
1,613.08 | $0.210589 | $0.094077 | $339.70 | $151.75 | -$187.94 -55.33% | 2.33% |
Ondo Finance
ONDO
|
144.55 | $1.04 | $0.255418 | $149.99 | $36.92 | -$113.07 -75.38% | 0.57% |
USD Coin
USDC
|
483.06 | $1.00 | $1.00 | $483.41 | $483.06 | -$0.347815 -0.07% | 7.40% |
Tether
USDT
|
16.68 | $1.01 | $1.00 | $16.89 | $16.67 | -$0.222784 -1.32% | 0.26% |
| Total | $8,177.56 | $6,525.43 | -$1,652.13 -20.20% | 100% | |||